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Types of Saving Accounts

JME Super Bachat
For those who prefer high yield returns on their investment. JME Super Saving is the perfect choice. It provides 9% interest p.a on daily basis and is accumulated and provided to the account holder on quarterly basis.
Minimum Balance for this account is 10000 Npr.

Abhivawak Bachat
For senior citizens who want their hard earned money to yield good returns, this saving product is the best. JME Senior saving provides 7.5% interest p.a on daily basis and is accumulated and provided to the account holder on quarterly basis.
Minimum Balance for this account is 1000 Npr.

Shadharan Bachat
This product is normal saving account for those who wants to save their money without any commitment. This saving product provides 7% interest p.a on daily basis and is accumulated and provided to the account holder on quarterly basis.
Minimum Balance for this account is 1000 Npr.

Grihinee Bachat
JME beliefs that small amount saved today makes a great difference tomorrow. So saluting the women empowerment this product is tailor-fit for all the women in our society. JME Grihinee Savings provides 7.5% interest p.a on daily basis and is accumulated and provided to the account holder on quarterly basis.
Minimum Balance for this account is 1000 Npr.

Byawasayik Bachat
For business owners and entrepreneurs we have tailor fit this product to meet day to day need and yield high return on the same as well. Business saving provides 8% interest p.a on daily basis and is accumulated and provided to the account holder on quarterly basis.
Minimum Balance for this account is 1000 Npr.

Bishesh Bachat
For all citizens who wants their money to yield high returns for them we have made special savings account which has the flexibility of any other saving product and gives back high return. JME Special saving provides 8% interest p.a on daily basis and is accumulated and provided to the account holder on quarterly basis.
Minimum Balance for this account is 5000 Npr.

Karmachari Bachat
We believe that staffs are the backbone of any organization, so saluting the hard work we have customized this saving account to meet all of their needs. Staff saving provides 8% interest p.a on daily basis and is accumulated and provided to the account holder on quarterly basis.
Minimum Balance for this account is 0 Npr.

Term Savings

Bal Bachat
JME believes that “Today’s kids are tomorrow’s future”, so to secure their future JME has provided term savings of 12 months, 24 months and 36 months with highest interest rates of 9%, 10% and 11% p.a respectively credited on quarterly basis. Such account can be credited with any amount whenever desired, however the funds can only be withdrawn at the end of the term.

Kramik Bachat
Targeting all the citizens JME has provided this product. For those who want their money to yield good returns this product is the most suitable for them. Anyone can open this account for 3 months, 6 months, 12 months, 24 months and 36 months which will earn them with highest interest rates of 7.5%, 8%, 8.5%, 9.5% and 10.%% p.a respectively credited on quarterly basis. Such account can be credited with any amount whenever desired, however the funds can only be withdrawn at the end of the term.

Masik Bachat
Targeting all the citizens JME has customized this term deposit product to earn very high returns. This account can be opened by designating a fixed amount for a fixed period of time. This account can be opened for the following period of times and can earn below given benefits

  • Deposit any fixed amount for 35 months and on 36th month get 40 months equivalent of that amount.
  • Deposit any fixed amount for 42 months and on 43rd month get 50 months equivalent of that amount.
  • Deposit any fixed amount for 50 months and on 51st month get 72 months equivalent of that amount.


Ekmustha Bachat
For those who want to keep their money for fixed term, this product provides the best return. Anyone can open this account for 6 months, 12 months, 24 months and 36 months which will earn them with highest interest rates of 10%, 10.75%, 11.75% and 12.50.%% p.a respectively credited on quarterly basis. Such account can be credited with any amount whenever desired, however the funds can only be withdrawn at the end of the term.

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