+977-1-6201106
   

Loan

Types of Loans

Business Karja
For those loans provided to firms which has been registered or unregistered, company or an individual business this loan is suitable. After acquiring required documents JME will provide business loan to such organization or individual. This type of loan shall bear interest rate of 15%-17% exclusive of service fee.

  • This loan is provided to new business entity or a running business entity
  • For temporary business, only short term loan will be provided

 
Ekmustha Bachat Rasid
Karja
For those account holders of Ekmustha Bachat who require their money prior to the completion of term, JME provides upto 90% of the amount deposited. JME will keep the saving account document as security and provide this loan, this type of loan is called “Ekmustha Bachat Rasid karja”.

  • This loan will bear 2.5% more interest than the interest rate provided to the account holder.
  • Other saving account holder can also get this loan by blocking funds from their account.
  • Service charge will be applied


Sana Udhami Karja
Various Small and Medium Enterprises in our society have all the required talent and manpower but they lack money to implement their skills. For such entrepreneurs and SME, JME provides loan amounting upto 1,00,000.00 NPR by keeping proper security.

This type of loan can be provided to both registered and unregistered firm as they are small in nature. This type of loan will incur 15%-18% of interest p.a. Service charge shall be applied.

Gharayashi Karja
To meet day to day need of home and society, everyone needs an extra amount every now and then. Be it a Study, wedding, birthday or any other religious or social function there can be short of cash. So to meet such types of needs JME provides “Gharasai Karja” which after providing proper security and source of income or any other required documents can be availed.

This type of loan can be provided to an individual and shall be called a personal loan. This type of loan will incur 15%-17% of interest p.a. Service charge shall be applied.

Hire Purchase Karja
This type of loan will be provided to buy Vehicles, Machinery, Household Equipments and other tangible products. JME shall finance up to 80% of such products. Except Vehicles financing won’t be available to second hand goods. This type of loan will incur 15%-17% of interest p.a. Service charge shall be applied.

Nirbyaji Karja
This is a short term loan provided to meet urgency of the fellow customer. This type of loan has no interest charges. This loan can be availed for 15 days, 25 days, 35 days and 45 days. Service charge shall be applied.

Shamuhik Jamani Karja
This type of loan is provided by collective guarantee from the members of JME. Speculating the nature of the loan, minimum 2 or more members of JME has to provide guarantee for this loan. This loan incurs 15%-17% interest p.a. Service charge shall be applied.

Agricultural Karja
This type of loan is provided to meet needs of agricultural field. Agricultural needs like farming, seeding, nurturing etc can be met with this loan product from JME. This loan can be provided upon proper security, income source etc provided by the applier.

This type of loan can be provided to an individual and shall be called an agricultural loan. This type of loan will incur 14%-16% of interest p.a. Service charge shall be applied.

Aavash Karja
This type of loan is provided to meet needs of building new house, buying of land or property, repair and maintenance of property etc.. This loan can be provided upon proper security, income source, involvement of family member etc provided by the applier.

This type of loan can be provided to an individual and shall be called an personal loan. This type of loan will incur 15%-17% of interest p.a. Service charge shall be applied.

Revolving Karja
This type of loan is provided to meet operational funds for a company, firm or individual business. This type of loan’s interest is calculated only for the day of transaction and the transaction can be done only by specified voucher of JME.

This type of loan can be provided to an individual or company and shall be called a Revolving loan. This type of loan will incur 16%-17% of interest p.a. Service charge shall be applied.

News/Notices

News JME Remit New Website Launch

JME Remit Website Launch

Japan Money Express Co. Lim

News JME Cooperative Started Operations

JME Cooperative Started Operations from Sherpa Mall, Durbarmarg, Kathmandu, N

Read More
EMI Calculator Files Download Today's Forex
Copyright © 2006 - 2016 JME Multipurpose Co-operative Limited | All rights reserved
Website Design & CMS Web Development by Axil Creations
Stay Connected